An Employee-Owned Corporation

  "Our strength is in our values and commitment."

  VALUES and COMMITMENT:

    * We are part of the solution, not the problem
    * We take the time to know the customer, and their needs
    * There is life after bad credit decisions
    * Educate and assist in making the best loan decision available
    * Profit is great, but not above the customers best interest
    * Referrals are our life line



 WHAT SETS US APART?

    Our combined experience of over 50 years serving our communities mortgage needs
       for refinance, purchase, debt consolidation, investment properties, business loans
       and equity lines.

    Our team is confident, knowledgeable, professional and caring. We realize the
       mortgage loan we assist our customers with will continue to benefit them for years to
       follow and that is why we take the time to educate our customers to make a strong loan
       decision. Referrals are our life line!

    We invite you to give us a call. Come and have a cup of coffee with us. We are here to help guide you
       and answer any questions you may have regarding your financial needs, at no cost or obligation.

    We want to be your answer to making your dreams come true!

 Sincerely,

 Beth A. Mosley
 President